What We Do – Bamboo Micro Credit (Inc) operates in the following manner:

  • Provides no-interest loans only to poor people who cannot access funding.
  • Makes loans available only for commencing or expanding viable businesses.
  • Does not charge any interest as all funds are donated.
  • Charges a small once-only administrative charge to cover expenses.
  • Allows flexible repayments.
  • Supports and encourages business development, especially of environmentally friendly projects.
  • Encourages community development through micro credit, by supporting local communities.
  • Conducts regular audits, checks and balances to ensure transparency and honesty.

Operations – How We Function; Our Method for Maximizing Success:

  • We make it clear that repayment of the loan is expected.
  • We work through local organisations who manage the loans for us.
  • Borrowers are carefully assessed.
  • Flexibility of repayment is encouraged … we know that things do not always go according to plan.
  • Our local managers maintain contact with borrowers, so they know what is happening.
  • We understand, and are familiar with, the communities where we operate.
  • Bamboo Australia representatives visit communities regularly.

Where we operate

  • Malang, East Java
  • Bukittinggi, West Sumatra
  • Jogyakarta, Central Java
  • (New locations with new Yayasans and fresh in-country partnerships soon to be announced)

How we plan for the future:

  • The Bamboo Board of Directors holds regular Board meetings in Perth, Western Australia.
  • Directors meet in-country at conferences in Indonesia in conjunction with our Yayasans and Agents.
  • Bamboo holds public events in Australia where we explain our message, and where we listen to members and interested onlookers about ways to improve our operations.
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