Operations

Provides no-interest loans only to poor people who cannot access funding.
Makes loans available only for commencing or expanding viable businesses.
Does not charge any interest as all funds are donated.
Charges a small once-only administrative charge to cover expenses.
Allows flexible repayments.
Supports and encourages business development, especially of environmentally friendly projects.
Encourages community development through micro credit, by supporting local communities.
Conducts regular audits, checks and balances to ensure transparency and honesty.

We make it clear that repayment of the loan is expected.
We work through local organisations who manage the loans for us.
Borrowers are carefully assessed.
Flexibility of repayment is encouraged … we know that things do not always go according to plan.
Our local managers maintain contact with borrowers, so they know what is happening.
We understand, and are familiar with, the communities where we operate.
Bamboo Australia representatives visit communities regularly.

Malang, East Java
Bukittinggi, West Sumatra
Jogyakarta, Central Java
(New locations with new Yayasans and fresh in-country partnerships soon to be announced)

The Bamboo Board of Directors holds regular Board meetings in Perth, Western Australia.
Directors meet in-country at conferences in Indonesia in conjunction with our Yayasans and Agents.
Bamboo holds public events in Australia where we explain our message, and where we listen to members and interested onlookers about ways to improve our operations.